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None. I traded in a vehicle that was bought out to receive the XXXX XXXX XXXX I have now. I believe there was extra interest applied I want to refinance and havent been able to Im told by credit acceptance I owe XXXX $ and my pay out amount is XXXX. The transmission has slipped on vehicle it now no longer works or comes on. I wanted to see if Im being treated fairly for me as a woman have no knowledge of these things. Please help me now I am without a car and having a hard time refinancing