Credit reporting or other personal consumer reports — CAPITAL ONE FINANCIAL CORPORATION (NY)

Reporting company used your report improperly. In accordance to the fair credit reporting act this creditor has violated my rights under 15USC1681 section 602 states I have the right to privacy, 15USC1681 section 604A section 2 it also states a consumer reporting agency can not furnish an account without my written instructions, Under 15USC1666B a creditor may not treat a payment on a credit card account under an open end consumer credit plan as late for any reason.