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Transaction was not authorized. XXXX XXXX XXXX XXXX an individual stating they were with U.S. Banks Fraud Dept called me from a XXXX XXXX number stating they suspected fraudulent activity on my accounts. For me to confirm it was U.S. Bank, they texted me a code to my cell phone. They sent me a text from the U.S. Bank Alert notifications phone number which was already in my phone as I have received text verifications from this U.S. Bank phone number before. I provided the individual the code and they proceeded to inform me that someone was trying to make a charge outside XXXX and that someone was also trying to issue a wire fraud. I explained neither were authorized. They then proceeded to verify high dollar amount charges that I had made ( therefore, they were in my account and I did not p