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Overdrafts and overdraft fees. I have been rebuilding my credit and I had 1 payment scheduled to a credit card company and I believe I was XXXX XXXX but had a spot me for XXXX needless to say the payment went back to the credit card company so again I had a scheduled payment to go out to so said credit card XXXX XXXX something else hit my account for a XXXX XXXX XXXX again the spot me didnt cover the charge and Now the credit card company has closed my card, that reflects very bad on me and my credit So now I have a card I have to pay and no card to use. This Banking institution advertises up too XXXX overdraft with qualifying deposit. My overdraft has never gone over XXXX. I believe that a XXXX deposit would cover me. But I have to push there products in order to receive what they offer.I