Credit reporting or other personal consumer reports — CAPITAL ONE FINANCIAL CORPORATION (NJ)

Reporting company used your report improperly. See letter attached sent XX/XX/XXXX This account was closed in XXXX says it was closed in XXXX. Per the FCRA as a Federally Protected Consumer I Am OPTING OUT any and all authorization I the consumer may have given you written, unwritten, verbal and non-verbal as per 15 usc 6802. And all corresponding laws below. Reporting transaction history is illegal, as per 15 USC 1681a Important Definitions from 15 U.S. Code 1681a - Definitions ; rules of construction The term consumer reporting agency means any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of