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Threatened or suggested your credit would be damaged. I am formally lodge a complaint against XXXX XXXX XXXX regarding their unethical practices, unjustified collection of fees, and threats to report an alleged debt to my credit report. On [ Date ], I engaged XXXX XXXX XXXX to provide pest control services for my property. Unfortunately, despite repeated attempts to schedule and receive the promised services, the company failed to fulfill their contractual obligations. As a result, I decided to terminate any further dealings with XXXX XXXX XXXX due to their inability to deliver the agreed-upon services. To my shock, XXXX XXXX XXXX continued to debit my account for a total of {$300.00}, despite my explicit request to cease all transactions with them. When I contested these unauthori