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Reporting company used your report improperly. I hope this communication finds you well. I am writing to follow up on my previous correspondence with Early Warning regarding the violation of my rights under the Gramm-Leach-Bliley Act ( GLBA ) as well as the resulting financial injuries I have sustained. I have carefully reviewed Early Warning 's response dated XX/XX/, asserting that they do not offer direct-to-consumer products and citing the Fair Credit Reporting Act ( FCRA ) section 603 ( x ) as an exemption. While I appreciate their clarification, it is crucial to emphasize that the exemption under 15 U.S. Code 6802 ( e ) ( 6 ) is applicable only when the reporting is in accordance with the FCRA. Early Warning 's actions, as outlined in my previous communication, are in direct viola