Credit reporting or other personal consumer reports — EQUIFAX, INC. (WA)

None. XXXX, Equifaxes 's credit freeze product, does not allow users to use " two factor authentication, '' sometimes called " multifactor authentication '' ( 2FA or MFA, respectively ). Equifax sells an MFA product, so it is not unaware of the security benefit of this : XXXX XXXX XXXX XXXX and XXXX both allow 2FA/MFA either with email or text for their credit freeeze products. XXXX allows neither. Equifax does not respect consumer privacy or security as this basic security feature has existed in the industry for well over a decade and XXXX has failed to implement it. Without this option, consumers, including myself, are more liable to hacking and fraud.