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Information belongs to someone else. On or about XX/XX/2022, XXXX XXXX XXXX reported acquiring a debt from XXXX XXXX XXXX. On or about XX/XX/XXXX, XXXX XXXX XXXX reported a tradeline Transunion and XXXX without allowing me the opportunity to Dispute the debt. XXXX XXXX XXXX ' actions violate the Fair Credit Reporting Act in that 1. I had no knowledge of the account on or about XX/XX/2022. I do not have any contract with XXXX XXXX XXXX wherein I promised or owe XXXX Management for services Provided. They did not provide me with the original contract as requested. 2. They did not give me time to at least make payment. 3. They did not notify me or give me time to dispute the account. 4. I have not knowingly opened an account with XXXX XXXX XXXX, therefore tradeline reported by XXXX XX