Mortgage — LD Holdings Group, LLC (FL)

Fees charged. My association is not in a flood or hurricane zone. We currently have a XXXX XXXX XXXX XXXX policy but it contains no wind. ( not required by association or state or federal govt. ) My loan servicer placed XXXX on my loan. I asked for proof of policy and they sent me a piece of paper with none of my information and no policy number or amount of policy or carrier. XXXX XXXX who is the owner of my policy only requires XXXX XXXX which we have. They are also insuring me for more than what my debt is. They also went back a year with out proper notice and added that XXXX also amounting to XXXX dollars. Attached below is what they sent as proof of policy. I did not redact this document. This is what they sent me.