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Escrow, taxes, or insurance. I wanted my escrow payments removed from my account. I was denied twice and finally received an answer that it is because I had a deferred payment put on the back end years ago. I explained to the company that # 1, I was never told that this would hinder me controlling my own escrow, nor did I sign anything stating this, and # 2 I would be happy to pay that deferred payment back, right now. I have never missed a payment and have a outstanding credit report. I've tried to speak with a higher up manager, only to be denied. It is not right that the mortgage company is holding more money that is owed every year. I would like to be responsible for paying my own taxes.