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None. I applied for a loan, I was told that they could not verify my phone number and banking information. I spoke with a representative on XX/XX/24 and she advised I would have to do a three-way call with my bank to verify my information. I tried to call them but they were closed so I told the rep, I may call back on Monday XX/XX/24. I never called my bank or Elklending on or anything after that. I see in my email I got a approval from them without verifying my banking information or the number as they requested. I also did not e-sign any documents for the loan or finalizing anything. Now they say they credited {$600.00} to my account and now they are taking {$170.00} from every paycheck which I do not know any terms nor have I agreed to anything.