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Reporting company used your report improperly. On XX/XX/XXXX I sent a cease and desist letter to XXXX, XXXX XXXX, and XXXX XXXX XXXX demanding they stop the furnishing of my non-public personal information, specifically my adverse transaction history. Reporting transaction history is illegal per the FCRA ( Fair Credit Reporting Act ) and The Privacy Act of 1974. Title 15 U.S. Code 6801 : It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. XXXX and XXXX XXXX XXXX failed to comply with federal laws and never gave an explanation of an nondisclosure option which is illegal. Title 15 U.S. Code 6802