Credit card — Synovus Bank (CA)

Application denied. I applied for a secured credit card from XXXX XXXX on XX/XX/2024. I submitted a " fund later fee '' of {$29.00}. I was not in the position to deposit the required {$200.00} on XX/XX/2024. On Saturday XX/XX/2024, I received a message from XXXX XXXX that my application was not approved. I called XXXX XXXX on Tuesday, XX/XX/XXXX, to request a refund of the {$29.00} " fund later fee '', I was told that this fee was the same as the application fee and it would not be refunded. I feel that the {$29.00} " fund later fee '' should be refunded, upon denial of the application I was not able to the card later.