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Reporting company used your report improperly. The law states that it is illegal to report transaction history on my credit report please update. This is a violation of the Privacy Act of 1974 The law states its a violation per violation. You have reported my transaction history for over two years I am willing to settle for {$5000.00} for the violation that were committed over the years. You have illegal reported my transaction history with XXXX XXXX, XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX I am now opting of XXXX per 15 usc 1605 they are illegally adding and removing remarks on my credit file per 15 usc 1681 inaccurate reporting as they have no permission to shared my information accordingly to privacy act 1