Credit reporting or other personal consumer reports — EQUIFAX, INC. (TX)

Reporting company used your report improperly. First, it is illegal to report transaction history. Pursuant to the Privacy Act of 1974, codified 15 U.S. Code 522a, subsection b states : No agency shall disclose any record which is contained in a system of records by any means of communication to any person, or to another agency, except pursuant to a written request by, or with the prior written consent of, the individual to whom the record pertains, unless disclosure of the record would. XXXX, XXXX, and XXXX CARD are reporting my transaction history to XXXX, Equifax, and XXXX without my written consent as the consumer, therefore these financial institutions are in violation of the Privacy Act of 1974. Additionally, the Fair Credit Reporting Act, codified 15 U.S. Code 1681, section 602