Loading Scampede…
Escrow, taxes, or insurance. On XX/XX/XXXX I requested the removal of Private Mortgage Insurance from my loan, from which lender PennyMac requested an Appraisal. The appraisal showed the LTV was less than required 80 %, and they proceed and removed the PMI payment from my monthly payment After Escrow account revision done in XX/XX/XXXX, I did not agree with the terms and requested de deletion of Escrow Account. Lender requested the payment of the shortage for the time of the request, which I made the same day, for an amount of {$5500.00}. After payment was reflected in my account I called again and requested the Escrow deletion, which they processed. 2 Weeks later I received a Denial letter saying that an loan to value ( LTV ) ratio was not met, which is not true as they do have the