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None. I sent an initial wire transfer into XXXX for {$130.00} to test on XX/XX/year>. These funds went through and were accessible immediately, I then initiated another transfer of {$170.00} on XX/XX/year>. The {$170.00} transfer didn't show in XXXX although it was charged from my checking account. I've since contacted XXXX and they stated, " there's no transfer showing on their side ''. So, this brings me to CFPB as a hopeful alternative.