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Reporting company used your report improperly. XXXX XXXX XXXX XXXX XXXX XXXX, XXXX, MA XXXX XX/XX/XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX XXXX, VA XXXX Certified Mail Return Receipt # : XXXX XXXX XXXX RE : Account Number XXXX FAIR DEBT COLLECTIONS PRACTICES ACT ; NOTICE OF DISPUTE OF DEBT and DEMAND FOR VERIFIED DOCUMENTATION XXXX XXXX XXXX As I was reviewing my credit report, I came to notice the above referenced account. Be advised that this is not a refusal to pay, but a NOTICE ; a. ) You are in receipt of this NOTICE sent pursuant to the Fair Debt Collections Practices Act regarding the above referenced account and in accordance with the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 b. ) I hereby DISPUTE the validity of the alleged debt claimed in your letter dated XX/XX/X