Debt collection — TD BANK US HOLDING COMPANY (MA)

Debt was already discharged in bankruptcy and is no longer owed. I received a letter on XX/XX/year> that stated I was past due on an account that was discharged in bankruptcy 2 years ago ; I spent about 2 hours on the phone with TD Bank Retail Card Services trying to get the account resolved and they kept asking what I wanted to do? Make a payment, etc. For about {$1400.00} and want a monthly payment of {$82.00}. They stated they did not see the bankruptcy noted on the account ; then after 5 minutes they found it after I stated it was on my credit report. I was then blindly transferred again to another individual