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Account information incorrect. On XXXX a letter was sent to all XXXX major CRA 's ( Experian, XXXX, XXXX ) putting them on notice that I have noticed many errors on my credit report. Due to the ignorance of these companies they are in violation of 15 USC 1681 ( a ) which states ( 1 ) The banking system is dependent upon fair and accurate credit reporting. Inaccurate credit reports directly impair the efficiency of the banking system, and unfair credit reporting methods undermine the public confidence which is essential to the continued functioning of the banking system. ( 2 ) An elaborate mechanism has been developed for investigating and evaluating the credit worthiness, credit standing, credit capacity, character, and general reputation of consumers. ( 3 ) Consumer reporting agencies hav