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Their investigation did not fix an error on your report. Affirm reported to my credit report that i have 9 different accounts that belonged to me. The accounts belonged to my son which has the same name and address as me. The company investigated and concluded that the 9 accounts was mine and refused to remove from my credit report. The accounts belong to my son with different social security number and birth date which apparently do not utilize this information. They continue to report negative information on my credit report. I spoke with their fraud department and the employees barely spoke English language. They would not release any details other they they closed the investigation and confirmed the accounts belong to me.