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Didn't receive notice of right to dispute. CFPB Complaint Against Ability Recovery Services XXXX XXXX XXXX Name of Company : Ability Recovery Services Laws Violated : 12 CFR 1006.34 ( b ) ( 5 ) : Overshadowing of validation rights 12 CFR 1006.34 ( c ) ( 4 ) ( i ) : Failure to cease collection efforts upon request for original creditor information 12 CFR 1006.34 ( d ) : Improper validation notice 15 USC 1681-S2 ( 7 ) ( A ) : Violation of the FDCPA Complaint Details : How did Ability Recovery Services overshadow your right to dispute the debt or request the original creditor 's information in their communication ( 12 CFR 1006.34 ( b ) ( 5 ) )? They have not given me any proof of any contract that i supposed to had signed for a debt.I do not know how they have gotten my information. Once i as