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Reporting company used your report improperly. Per the fair credit reporting act as a federally protected consumer I am now opting out of any and all authorization i the consumer may have given you written unwritten verbal and non verbal per 15 usc 6802. Department of education is inaccurately reporting a debt on my consumer report without my written consent as required by consumer laws and federal laws. I have involved my rights to privacy and demand that my non public personal information is ceased from being shared from the department of education to all 3 credit bureaus. I have not received validation or any signed contract obligating me to owe the alleged debt. Department of education and all 3 credit bureaus is govern by less protecting consumers private information as well as obtain