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None. Hello, I lost my job around XXXXXXXX XXXX XXXX and I needed to pay for some unexpected home repairs so I pulled out a personal line of credit with NetCredit. NetCredit failed to disclosure the real XXXX for this line of credit, they only provided a fee schedule. They also failed to inform me that this would be paid bi-weekly rather than monthly. I've paid an ungodly amount of fees and I fear that I will never be able to pay this off. I do believe they are practicing predatory lending by not disclosing the interest rate and true repayment terms. I called NetCredit to request to close the account and pay the account back in monthly installments versus biweekly, the company is unwilling to work with me and is giving me zero options. NetCredit should be illegal and not allow