Credit reporting or other personal consumer reports — Affirm Holdings, Inc (MD)

Billing dispute for services. XXXX XXXX and its my first time applying for an apartment. I got my credit report back from the apartment leasing office and its showing I have XXXX affirm accounts which some are already at collections. Ive never used affirm, never had an account with affirm and didnt know what affirm is until now. I wanted to dispute all the negative affirm accounts on my credit report so I dont have bad credit. I have already called XXXX and started the process with them to dispute all this. I called affirm and theyre doing whatever they can to dispute and help this situation.