Credit reporting or other personal consumer reports — Bread Financial Holdings, Inc. (GA)

None. XXXX i was notified by comenity bank that i had two credit cards in my name that i know nothing about opened in XXXX I requested the bank to remove these claims from my credit file. I never applied for any credit cards with this consumer. I do not have any credit. Comenity bank refuses to remove this negative information and fraudulent activity off my credit file. I can not even open a self serve credit line to start building credit. The response they sent me states there was no basis for the claim.