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Problem with product or service terms changing. XX/XX/year>- Present I achieved an over XXXX credit score that allowed me to get much needed dental care. I have several credit cards and an excellent score for payment history. Normally, I would be scored once or twice per month. After applying and receiving 2 loans for the dental work, the credit bureaus are scoring me and decreasing my credit score at least five different times so far this month. I haven't even had the dental work done yet, nor are any payments due until next month. One of those times they decreased my credit score once on XX/XX/XXXX and then on XX/XX/XXXX. This can't be right. I don't have anything due at this time for them to score. They are prescoring me in advance because I applied for credit?? Excuse me but isn