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Reporting company used your report improperly. XXXX XXXX Open Date XXXX XXXX XXXX XXXX BANK NA XXXX Open Date XXXX XXXX XXXX XXXXXXXX BANK XXXX Open Date XXXX XXXX XXXX BANK XXXX Open Date XXXX XXXX XXXX XXXX XXXX XXXX XXXX Open Date XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX {$7300.00} OPEN DATE XXXX XXXX On XX/XX/year> all above accounts was notified in writing of me the consumer opting out any authorization that was giving written, unwritten, verbal and none verbal per 15 USC 6802. According to the Fair Credit Reporting Act 15 USC 1681 section 602 a states " There is a need to insure that consumer reporting agencies exercise their grave responsibilities with fairness, impartiality, and a respect for the consumers right to privacy. '' XXXX and Experian are consumer reporting agencies and