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Loan sold or transferred to another company. We received a letter in XXXX of XXXX that Fay Servicing was our new servicer for our mortgage which was XXXX XXXX XXXX. We had been with XXXX XXXX XXXX for years and we were pretty close to paying off our mortgage. Once XXXX took over the mortgage, they started demanding the full amount of more than the loan was ever for. We purchased our home in XXXX and started payments around XXXX and had never refinanced our mortgage or anything. The original loan was only XXXX over XXXX years ago and we have made payments on our mortgage and they were claiming XXXX! That means we would have NEVER made a payment on our home in XXXX years. Doesn't make sense. We ended up in bankruptcy a few times off and on since XXXX XXXX and are currently in bankruptcy. W