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None. Due to unforeseen circumstances, I found myself in need of a XXXX XXXX title loan that was acquired in XXXX. By XXXX, my car was repossessed due to non-payment of the title loan within 45 days. During this period, I was transitioning between residences and faced challenges like misplacing my phone. Despite the lender 's claim of attempting contact through emails, mailing addresses, and phone calls, I regrettably never received any messages. They also mentioned reaching out to my references, who, to my surprise, never informed me about any communication attempts. The sudden repossession of my car left me in a state of urgency. Initially informed of an amount around {$1000.00}, which I managed to gather promptly, I later discovered that the outstanding sum had escalated to {$1900.0