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Loan sold or transferred to another company. XXXX XXXX was serviced by XXXXXXXX XXXX ( XXXX # XXXX ). The loan was on an ACH. Loan was transferred to Roundpoint Mortgage Servicing on the day my payment was due and shows as " paid off '' on that date. New loan number is XXXX. My ACH was turned off and I was not notified appropriately. I have ACH in place as a " set it and forget it '' mechanism to make sure my payments are on time and in the correct amount. I consider the turning off of my ACH on the day the payment was to set to process ( XXXX, XX/XX/24 ) to be a XXXX issue. My loan went delinquent and I now have a {$120.00} late fee, and I am sure this is impacting my credit.