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Reporting company used your report improperly. I pulled a copy of my consumer report and noticed some items I would like to dispute. Bank of America has already stated that the item reporting on my credit should not be reporting so I need a new credit report with the tradeline DELETED. Also, for the XXXX accounts, I am requesting the method of verification that XXXX used to verify these items per 15 U.S. Code 1681i ( 7 ) as is my right to request under the Fair Credit Reporting Act.