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Their investigation did not fix an error on your report. Subject : Request for Validation of Negative Items on My Consumer Report Dear Experian, I am writing to dispute the following negative items that appear on my consumer report. I am requesting that you validate these items and provide me with the method and source from which this information was obtained. The specific items I am disputing are : XXXX XXXX XXXX XXXX DPT ED/XXXX XXXXXXXX DPT ED/XXXXXXXX XXXX DPT ED/XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX According to the Fair Credit Reporting Act ( FCRA ), you are required to investigate my dispute and provide me with the verification of the accuracy of these items. Please provide me with the following information for each disputed item : Date of the negative item. Name