Credit reporting or other personal consumer reports — Experian Information Solutions Inc. (AL)

Account status incorrect. EXPERIAN is reporting several charge off accounts on my consumer report. These accounts are adversely affecting my credit and causing me harm. The accounts can not be charged off because any account charged off with a balance belongs to the consumer not the creditor. The accounts in question are : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX ( a ) Identity and purposes of credit users Every consumer reporting agency shall maintain reasonable procedures designed to avoid violations of section 1681c of this title and to limit the furnishing of consumer reports to the purposes listed under section 1681b of this title. These procedures shall require that prospective users of the inform