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Reporting company used your report improperly. I am filing this formal complaint due to significant discrepancies in my credit reports, which I believe represent clear violations by the credit reporting agencies, XXXX XXXX XXXX XXXX, the XXXX credit card companies listed on my report, and XXXX XXXX XXXX. These errors have adversely affected my creditworthiness and have caused me considerable financial XXXX Additionally, I am opting out of all authorizations. As a federally protected consumer under the Fair Credit Reporting Act ( FCRA ), I hereby rescind any authorizationswhether written, unwritten, verbal, or non-verbalthat I may have granted, pursuant to XXXX U.S.C. XXXX. This rescission is effective immediately and indefinitely. XXXX. Violations by XXXX XXXX XXXX : The credit reporti