Credit reporting or other personal consumer reports — EQUIFAX, INC. (CA)

Account information incorrect. XXXX XXXX - XXXX XXXX. FCRA 607 ( b ) - Accuracy of Information Law : This section requires consumer reporting agencies ( CRAs ) to ensure maximum possible accuracy in the information reported on consumer credit reports. Violation : The account type is reported inconsistently across the bureauslisted as " Revolving '' by Equifax and XXXX, and as an " Installment sales contract '' by XXXX. Since the account type is critical to how the debt is perceived and managed, this inconsistency is a clear violation of the FCRAs requirement for accurate reporting. XXXX. FCRA 611 - Dispute Resolution Law : This section allows consumers to dispute inaccurate or incomplete information on their credit reports. CRAs must investigate disputes within 30 days and correct